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The time is now


Open banking is established and growing fast.

Europe’s adoption of open banking (PSD2) has created the foundation for Pay by bank to become mainstream.

Platform aggregators are enabling access to millions of bank accounts via a single API.

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Crypto payment is thriving.

Cryptocurrencies have expanded and stablecoins are in widespread use.

There’s a strong desire from clients to use crypto in-store and for merchants to accept it, hassle free.

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Small to medium businesses are underserved.

82% of global payment volume comes from in-store commerce, yet it has not benefited from the same level of advancement as online commerce.

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QR codes are mainstream

Since the pandemic, QR codes are widely used in Europe, the US, and Asia.

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Qori in action

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